THE END PRODUCT
The report is the product.
A mortgage process does not end in a chat conversation, but in a structured advice report. Advoria uses AI for the groundwork. A Wft-certified advisor reviews, discusses and establishes the advice.
AI prepares. An advisor reviews. You get clarity.
WHAT IS AN ADVICE REPORT
More than a summary.
In mortgage advice, the advisor must be able to carefully substantiate why the advice is suitable for your situation. The advice report makes that substantiation transparent.
The report brings together your data, wishes, property, mortgage structure, monthly costs, risks and scenarios in one place. It is reviewed and established by a Wft-certified advisor. It is intended for you, the file and the lender: the central document of the advisory process.
WHAT IS IN IT
Four components of the report.
Example view. Not personal advice.
Woning
Voorbeeldstraat 12
Amsterdam, 1012 AB
Koopsom
€ 385.000
Klant
J. de Vries
38 jaar, loondienst
Bruto jaarinkomen
€ 68.000
Hypotheek
€ 340.000
Annuïtair · 30 jaar · 10j vast
Bruto maandlast
€ 1.247
Netto indicatie: € 1.087
Aandachtspunten
On one page you see the essentials: the property, the people, the mortgage amount, the monthly cost and the scenarios requiring attention.
HOW IT COMES TOGETHER
From orientation to established report.
Orientation agent
Maps your situation, income and housing wish through a conversation.
Intake and documents
Collects the required documents and data for the file.
Calculation modules
Works out monthly costs, scenarios and risk signals based on your data.
Draft file
AI creates a draft file and flags points of attention for the advisor.
Advisor review
A Wft-certified advisor reviews, discusses and motivates the advice.
Establishment
The advice report is established and shared with you.
WHAT MAKES ADVORIA DIFFERENT
Three things that make the difference.
Tell it once
What you share during orientation and intake forms the basis of the file. No loose chat output, but structured data that reappears in the report.
Auditable
Every important figure can be traced back to input, calculation, source version and review by the advisor.
More affordable through preparation
AI takes over repetitive groundwork. This gives the advisor more time for review, conversation and advice.
See how you stand first.
Start with a free orientation. You get an initial indication and points of attention. The definitive advice only follows after review by a Wft-certified advisor.