Not the first AI tool. The first advisory firm using AI as its core.

Why Advoria exists.

Mortgage advice in the Netherlands costs an average of €2,500 to €4,000. Much of that money goes to repetitive work: intake conversations, filling files, calculating scenarios, client communication. Work that can be done in a fraction of the time with the right AI, at the same or higher quality. But mortgage advice requires a human with Wft license who carries final responsibility. Not because the AI couldn't do it, but because that's the right distribution. AFM, clients and logic all point in the same direction. Advoria is the implementation of that distribution.

What we're not.

Not white-label tooling for other firms.

We are an advisory firm, not a platform that sells to others.

Not an autonomous AI advisor.

A human with license signs. Always. Period.

Not a calculator.

We calculate, yes. But that's a tool, not a product. The product is advice.

How we got here.

Advoria started from the belief that mortgage advice can be fairer, faster and more transparent. With AI doing the heavy lifting and a Wft-certified human who carries the direction and final responsibility. We are small, focused, and consciously choose to keep it that way.

Our values.

  • Fair prices, fair costs.
  • Human decides. AI prepares.
  • Compliance is foundation, not an afterthought.

Want to experience it?